Prudential is the best overall life insurance company.
Life insurance is an excellent way to financially protect your family in the event of your death. The best life insurance companies can assist you in obtaining sufficient coverage to replace your income, settle debts, or cover expenses that your family will face, such as paying for your children’s education or caring for aging parents.
- Best Overall: Prudential
- Best Instant Issue: State Farm
- Best Value: Transamerica
- Best Whole Life: Northwestern Mutual
- Best Term Policies: New York Life
- Best for No Medical Exams: Mutual of Omaha
- Best for Military: USAA
Most insurance companies require new applicants to choose either “male” or “female” when applying for insurance, and they don’t always offer an option for those who identify as nonbinary or transgender. While being nonbinary doesn’t disqualify you from getting insurance, you should be aware that most insurance companies haven’t updated their underwriting processes to reflect an awareness of gender issues.